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Temporary Insurance Specialists

Instant, comprehensive short term insurance.

UK

Get a price in under 60 seconds!

Refunds for policies not started.
Docs available immediately.

Do everything even faster in our app.

Who needs
temporary vehicle cover?

Borrowing a car
Sharing the drive
Bridge a gap in cover
Pick up a new car
Take a car for an MOT
Emergencies

Why choose
temporary insurance?

One hour to 28 days
Super fast quotes
Get on the road in minutes
Protect No Claims Discount
Comprehensive cover
Affordable & convenient

How to get temporary insurance

Getting temporary insurance really couldn't be easier. You might be used to filling out pages of questions with your annual insurance but with Covertime's simple quote process, you can get insured and on the road in just a few simple steps...

  1. 1

    Just let us know your vehicle registration and a few details about yourself

  2. 2

    Then we need to know when you need the cover and how long for

  3. 3

    Get your online quote, choose how you want to pay and you're off!

Temporary car insurance durations

Temporary insurance allows you to select the exact amount of time you need on cover, so you only ever pay for the time you need to use the vehicle. Choose the time that suits you from one hour all the way up to 28 days...

Insurance doesn't need to be confusing. We're here to help you understand your cover.

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Our trusted panel of insurers gives you complete cover confidence

KGM Insurance
Allianz
Somerset Bridge Group
KGM Insurance
Allianz
Somerset Bridge Group
KGM Insurance
Allianz
Somerset Bridge Group

Who is
temporary cover suitable for?

Ages 18-75
Full UK licence
Vehicle values from £1,500 to £65,000
Personal use

Why choose
Covertime?

Do it all online in no time
Insure only for the time you need
Save time trying to add an existing policy
Zero impact on existing No Claim Discount
Docs and info sent immediately via email
Get properly covered for the use
No lengthy waits
Fully authorised and regulated
Secure payment Pay securely and easily
Apple Pay
Google Pay
PayPal
Visa
Amex
Mastercard
Covertime app showing live policy, registration lookup, and favourite journeys

Do everything from your phone easily & quickly

Temporary insurance across all leading vehicle manufacturers

Vauxhall
Volkswagen
Bmw
Volvo
Mercedes
Renault
Citroen
Fiat
Honda
Ford
Jaguar
Seat
Audi
Vauxhall
Volkswagen
Bmw
Volvo
Mercedes
Renault
Citroen
Fiat
Honda
Ford
Jaguar
Seat
Audi
Vauxhall
Volkswagen
Bmw
Volvo
Mercedes
Renault
Citroen
Fiat
Honda
Ford
Jaguar
Seat
Audi

Did you know?

Driving other cars cover on an annual policy only insures as third party only. Meaning the car and the driver are not covered, only other people and cars.